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	<title>TechTag: NFC &#124; Tech &#124; TIME.com</title>
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		<title>TechTag: NFC &#124; Tech &#124; TIME.com</title>
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		<title>Forget Mobile Payments, Here&#8217;s Where NFC Really Shines</title>
		<link>http://techland.time.com/2013/03/05/forget-mobile-payments-heres-where-nfc-really-shines/</link>
		<comments>http://techland.time.com/2013/03/05/forget-mobile-payments-heres-where-nfc-really-shines/#comments</comments>
		<pubDate>Tue, 05 Mar 2013 15:10:09 +0000</pubDate>
		<dc:creator>Doug Aamoth</dc:creator>
				<category><![CDATA[Innovation]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Fraunhofer]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">https://timenerdworld.wordpress.com/?p=157620</guid>
		<description><![CDATA[Your phone may or may not already contain an NFC (near field communication) chip – if you have an Android phone, it might; if you have an iPhone, it doesn&#8217;t. We&#8217;ll begin to see NFC in more and more phones, though. And one of the main marketing points for these NFC chips has been the ability to tap your phone on a payment terminal in a retail environment instead of taking five seconds to pull your wallet out of your pocket like a heathen. Samsung, for instance, also promotes NFC as a way to share music playlists and – ahem – private, marital videos by tapping two NFC-equipped phones together. But if you ask me, a man of arguably inconsequential stature, the true power of NFC lies in its ability to unlock doors without using traditional keys. If you work for a large-ish company, you may already have a keycard that either uses NFC or NFC-like technology to grant you access to certain employee-only areas. Now imagine having a keycard integrated directly into your NFC-equipped smartphone and outfitting your house with NFC door locks. Instead of fumbling for your keys when you get home, you&#8217;d just tap your phone against the lock. If you&#8217;re like me and you don&#8217;t use a car every day, you&#8217;d be able to leave the house with your wallet and your phone – no need to carry keys around. (Of course, all the mobile payment companies would rather you leave your wallet at home, too.) The technology gets even more intriguing when you consider that smartphones are always connected: Granting someone with an NFC-equipped phone time-limited access to your house simply by e-mailing them is a logical extension of the technology. Germany&#8216;s Fraunhofer Society – famous for inventing MP3 technology, among other things – is working on a system called Key2Share that would allow you to do just that. According to CNet&#8217;s Stephen Shankland: Key2Share uses smartphones equipped with near-field communications (NFC) short-range wireless networking abilities to unlock phones. But because approval to use the<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=157620&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2013/03/05/forget-mobile-payments-heres-where-nfc-really-shines/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Innovation</primary_category><primary_category_link>http://techland.time.com/category/news/innovation/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2013/03/key2share.jpg?w=240</featured_image>
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			<media:title type="html">key2share</media:title>
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			<media:title type="html">daamoth</media:title>
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	</item>
		<item>
		<title>The Digital Wallet Is Starting to Take Shape</title>
		<link>http://techland.time.com/2012/08/30/the-digital-wallet-is-starting-to-take-shape/</link>
		<comments>http://techland.time.com/2012/08/30/the-digital-wallet-is-starting-to-take-shape/#comments</comments>
		<pubDate>Thu, 30 Aug 2012 12:00:20 +0000</pubDate>
		<dc:creator>Jared Newman</dc:creator>
				<category><![CDATA[Apple]]></category>
		<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Tablets & Smartphones]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=144252</guid>
		<description><![CDATA[We're not there yet, not by a longshot, but the pieces are starting to fall into place. Although the digital wallet has been hyped up for years, recent developments are bringing a useful version of the idea closer to reality.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=144252&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2012/08/30/the-digital-wallet-is-starting-to-take-shape/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Apps &amp; Software</primary_category><primary_category_link>http://techland.time.com/category/reviews-features/apps-software-reviews-features/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2012/08/mobilewallets.jpg?w=240</featured_image>
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			<media:title type="html">mobilewallets</media:title>
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		<media:content url="http://0.gravatar.com/avatar/34fc7597b770639d5945b0edb9b542a5?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">Jared Newman</media:title>
		</media:content>
	</item>
		<item>
		<title>Why Smartphones Won&#8217;t Be Replacing Wallets Anytime Soon</title>
		<link>http://moneyland.time.com/2012/07/30/why-smartphones-wont-be-replacing-wallets-anytime-soon/</link>
		<comments>http://moneyland.time.com/2012/07/30/why-smartphones-wont-be-replacing-wallets-anytime-soon/#comments</comments>
		<pubDate>Mon, 30 Jul 2012 14:40:55 +0000</pubDate>
		<dc:creator>Brad Tuttle</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[isis]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=141067</guid>
		<description><![CDATA[While there are some technological and organizational hurdles holding back the advent of mobile payments, there’s another, more basic problem that’s likely to slow the rise of the smartphone wallet.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=141067&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://moneyland.time.com/2012/07/30/why-smartphones-wont-be-replacing-wallets-anytime-soon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Smartphones</primary_category><primary_category_link>http://techland.time.com/category/gadgets/smartphones/</primary_category_link>
		<media:content url="http://0.gravatar.com/avatar/60b2a213a21f8a1e5d2e50bd8bb8c2e2?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">techlandtipster</media:title>
		</media:content>
	</item>
		<item>
		<title>Future Smartphone Tech: 6 Advancements to Watch</title>
		<link>http://techland.time.com/2012/05/30/future-smartphone-tech-6-advancements-to-watch-for/</link>
		<comments>http://techland.time.com/2012/05/30/future-smartphone-tech-6-advancements-to-watch-for/#comments</comments>
		<pubDate>Wed, 30 May 2012 10:45:42 +0000</pubDate>
		<dc:creator>Jared Newman</dc:creator>
				<category><![CDATA[Lists]]></category>
		<category><![CDATA[Reviews & Features]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Tablets & Smartphones]]></category>
		<category><![CDATA[LTE]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=133974</guid>
		<description><![CDATA[Here are six smartphone advancements to look out for in the coming year or so.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=133974&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2012/05/30/future-smartphone-tech-6-advancements-to-watch-for/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Tablets &amp; Smartphones</primary_category><primary_category_link>http://techland.time.com/category/reviews-features/tablets-smartphones/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2012/05/lgdisplay5inch1080p.jpg?w=240</featured_image>
		<media:thumbnail url="http://timenerdworld.files.wordpress.com/2012/05/lgdisplay5inch1080p.jpg?w=240" />
		<media:content url="http://timenerdworld.files.wordpress.com/2012/05/lgdisplay5inch1080p.jpg?w=240" medium="image">
			<media:title type="html">LG Display 5-Inch 1080p</media:title>
		</media:content>

		<media:content url="http://0.gravatar.com/avatar/34fc7597b770639d5945b0edb9b542a5?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">Jared Newman</media:title>
		</media:content>

		<media:content url="http://timenerdworld.files.wordpress.com/2012/05/tegra3.jpg?w=240" medium="image">
			<media:title type="html">tegra3</media:title>
		</media:content>

		<media:content url="http://timenerdworld.files.wordpress.com/2012/05/verizonlte.jpg?w=240" medium="image">
			<media:title type="html">verizonlte</media:title>
		</media:content>

		<media:content url="http://timenerdworld.files.wordpress.com/2012/05/hzowaterdunk.jpg?w=240" medium="image">
			<media:title type="html">hzowaterdunk</media:title>
		</media:content>
	</item>
		<item>
		<title>Wallet, Wallet Everywhere: Making Sense of the Mobile Payment Wars</title>
		<link>http://techland.time.com/2012/05/11/mobile-payment-wars/</link>
		<comments>http://techland.time.com/2012/05/11/mobile-payment-wars/#comments</comments>
		<pubDate>Fri, 11 May 2012 10:45:25 +0000</pubDate>
		<dc:creator>Jared Newman</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Reviews & Features]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[isis]]></category>
		<category><![CDATA[Mastercard]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=131662</guid>
		<description><![CDATA[There's a cold war going on in the technology world. As smartphones become ubiquitous and online shopping grows, tech companies and payment companies are arming themselves for battle over how people pay for things.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=131662&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2012/05/11/mobile-payment-wars/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Apps &amp; Software</primary_category><primary_category_link>http://techland.time.com/category/reviews-features/apps-software-reviews-features/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2012/05/paypasswallet.jpg?w=240</featured_image>
		<media:thumbnail url="http://timenerdworld.files.wordpress.com/2012/05/paypasswallet.jpg?w=240" />
		<media:content url="http://timenerdworld.files.wordpress.com/2012/05/paypasswallet.jpg?w=240" medium="image">
			<media:title type="html">paypasswallet</media:title>
		</media:content>

		<media:content url="http://0.gravatar.com/avatar/34fc7597b770639d5945b0edb9b542a5?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">Jared Newman</media:title>
		</media:content>
	</item>
		<item>
		<title>New Technology Could Let You Unlock Doors with Your Bones</title>
		<link>http://techland.time.com/2012/04/24/new-technology-could-let-you-unlock-doors-with-your-bones/</link>
		<comments>http://techland.time.com/2012/04/24/new-technology-could-let-you-unlock-doors-with-your-bones/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 12:30:40 +0000</pubDate>
		<dc:creator>Keith Wagstaff</dc:creator>
				<category><![CDATA[AT&T]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Innovation]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=129515</guid>
		<description><![CDATA[In the future, we all might be opening doors with our skeletons thanks to technology from AT&#38;T Labs.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=129515&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2012/04/24/new-technology-could-let-you-unlock-doors-with-your-bones/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Innovation</primary_category><primary_category_link>http://techland.time.com/category/news/innovation/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2012/04/doorknob.jpg?w=240</featured_image>
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			<media:title type="html">doorknob</media:title>
		</media:content>

		<media:content url="http://0.gravatar.com/avatar/fbc023b645aea34aec43e08d8534352c?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">kpwagstaff</media:title>
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	</item>
		<item>
		<title>Google Wallet Suspends Prepaid Cards After Blog Reveals Easy Hack</title>
		<link>http://techland.time.com/2012/02/14/google-wallet-suspends-prepaid-cards-after-blog-reveals-easy-hack/</link>
		<comments>http://techland.time.com/2012/02/14/google-wallet-suspends-prepaid-cards-after-blog-reveals-easy-hack/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 17:15:45 +0000</pubDate>
		<dc:creator>Keith Wagstaff</dc:creator>
				<category><![CDATA[Google]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[security]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=118892</guid>
		<description><![CDATA[Amid news of a new hack that lets people go into a phone's settings and reset the Google Wallet pin, Google has announced that it's disabling prepaid cards until a permanent fix can be found.

<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=118892&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2012/02/14/google-wallet-suspends-prepaid-cards-after-blog-reveals-easy-hack/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Google</primary_category><primary_category_link>http://techland.time.com/category/companies-2/google/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2012/02/googlewallet2.jpg?w=240</featured_image>
		<media:thumbnail url="http://timenerdworld.files.wordpress.com/2012/02/googlewallet2.jpg?w=240" />
		<media:content url="http://timenerdworld.files.wordpress.com/2012/02/googlewallet2.jpg?w=240" medium="image">
			<media:title type="html">An attendee takes a photo of the Google wallet application screen during a news conference unveiling the mobile payment system in New York</media:title>
		</media:content>

		<media:content url="http://0.gravatar.com/avatar/fbc023b645aea34aec43e08d8534352c?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">kpwagstaff</media:title>
		</media:content>
	</item>
		<item>
		<title>Google Wallet Hack Shows NFC Payments Still Aren&#8217;t Secure</title>
		<link>http://techland.time.com/2012/02/10/google-wallet-hack-shows-nfc-payments-still-arent-secure/</link>
		<comments>http://techland.time.com/2012/02/10/google-wallet-hack-shows-nfc-payments-still-arent-secure/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 14:30:44 +0000</pubDate>
		<dc:creator>Keith Wagstaff</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Security]]></category>
		<category><![CDATA[Security & Privacy]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[hacking]]></category>
		<category><![CDATA[hacks]]></category>
		<category><![CDATA[isis]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[security]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=118291</guid>
		<description><![CDATA[You probably won't see the Wallet Cracker app in the Android Market anytime soon. In a video posted by security firm Zvelo, the program exposes the pin number of a Google Wallet account within seconds.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=118291&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2012/02/10/google-wallet-hack-shows-nfc-payments-still-arent-secure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Security &amp; Privacy</primary_category><primary_category_link>http://techland.time.com/category/reviews-features/security-privacy/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2012/02/googlewallet.jpg?w=240</featured_image>
		<media:thumbnail url="http://timenerdworld.files.wordpress.com/2012/02/googlewallet.jpg?w=240" />
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			<media:title type="html">Attendees watch a demonstration of the Google wallet application during a news conference unveiling the mobile payment system in New York</media:title>
		</media:content>

		<media:content url="http://0.gravatar.com/avatar/fbc023b645aea34aec43e08d8534352c?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">kpwagstaff</media:title>
		</media:content>
	</item>
		<item>
		<title>Looking Forward to 2012: The Continued Demise of Cash</title>
		<link>http://techland.time.com/2011/12/28/looking-forward-to-2012-the-continued-demise-of-cash/</link>
		<comments>http://techland.time.com/2011/12/28/looking-forward-to-2012-the-continued-demise-of-cash/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 11:55:09 +0000</pubDate>
		<dc:creator>Keith Wagstaff</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[Square]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=111916</guid>
		<description><![CDATA[Okay, so cash isn't going to disappear anytime soon, but 2012 looks to be a pivotal year in the transition towards a world where we have options besides just cash and credit.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=111916&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/12/28/looking-forward-to-2012-the-continued-demise-of-cash/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Apps &amp; Software</primary_category><primary_category_link>http://techland.time.com/category/apps-web/apps-software/</primary_category_link><featured_image>http://timenerdworld.files.wordpress.com/2011/12/square.jpg?w=240</featured_image>
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			<media:title type="html">Twitter Co-Founder Jack Dorsey</media:title>
		</media:content>

		<media:content url="http://0.gravatar.com/avatar/fbc023b645aea34aec43e08d8534352c?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">kpwagstaff</media:title>
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		<title>Coming Soon: Digital Door Keys Right on Your Smartphone</title>
		<link>http://techland.time.com/2011/09/16/coming-soon-digital-door-keys-right-on-your-smartphone/</link>
		<comments>http://techland.time.com/2011/09/16/coming-soon-digital-door-keys-right-on-your-smartphone/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 15:05:02 +0000</pubDate>
		<dc:creator>Chris Gayomali</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=97317</guid>
		<description><![CDATA[On Wednesday I wrote about a digital Key Ring Rewards app that puts your membership cards (grocery, gym, etc.) onto your smartphone, cutting down on the amount of plastic you&#8217;d carry around every day. But what if I told you that soon you might be able to do the same with your physical door keys too? New door key software—currently under development by a California-based subdivision of Sweden&#8217;s Assa Abloy called HID Global—is being tested in the dorms of Arizona State University as a substitute for plastic entry badges. So far, the response from a small sample of students has been &#8220;pretty positive.&#8221; Here&#8217;s how it would work according to Forbes: &#8220;The software, which interacts with physical ID card readers via an application or by swiping it near a reader, could eventually replace the plastic badges that millions of people worldwide use to securely enter their offices and other facilities.&#8221; They continue: &#8220;Beyond campuses, HID thinks the technology is a match for stores, hotels, homes, offices and government facilities. Because they include NFC, digital key-enabled phones could also be used to pay for public transportation, store electronic event tickets, access hotel rooms and redeem coupons.&#8221; (LIST: The 10 Most Dangerous Celebrities on the Internet) The phones would utilize something called Near Field Communication technology (NFC for short) to exchange data and open doors. The problem, however, is that while a number of manufacturers and carriers such as HTC, Motorola and AT&#38;T are building NFC tech into their products, the adoption rate is nowhere near where it needs to be for the technology to be widely used. (At ASU they&#8217;ve tackled the problem by giving iPhone 4s, certain BlackBerry phones and Android-powered devices MicroSD chips to provide the same capabilities as NFC-enabled handsets.) There are obviously a number of obstacles: In one instance the app was reported to have frozen up, and the student in question had to reboot their phone multiple times in order to get in. Plus, students could negligently forget to charge their phones (hey, it&#8217;s college after all) and lock themselves<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=97317&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/09/16/coming-soon-digital-door-keys-right-on-your-smartphone/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Smartphones</primary_category><primary_category_link>http://techland.time.com/category/gadgets/smartphones/</primary_category_link>
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			<media:title type="html">chrisgayomali2</media:title>
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		<title>Google Wallet Is Coming. Don&#8217;t Be Afraid.</title>
		<link>http://techland.time.com/2011/05/26/google-wallet-is-coming-dont-be-afraid/</link>
		<comments>http://techland.time.com/2011/05/26/google-wallet-is-coming-dont-be-afraid/#comments</comments>
		<pubDate>Thu, 26 May 2011 19:25:30 +0000</pubDate>
		<dc:creator>Jared Newman</dc:creator>
				<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=84388</guid>
		<description><![CDATA[At last, Google has revealed its plans to slowly replace credit cards with cell phones in a new initiative called Google Wallet. The service will allow Nexus S 4G owners to buy stuff by touching their phones to Mastercard PayPass kiosks at participating retailers in select cities. If that sounds scary to you, it shouldn&#8217;t. Here&#8217;s why: Google Wallet Has Safeguards Ideally, cashiers would check your ID every time you made a purchase by credit card, but in reality, it&#8217;s a crapshoot. With Google Wallet &#8212; and presumably any near-field communication (NFC) payment system that follows &#8212; the security is built-in. As Google explains, you can&#8217;t make a mobile payment without entering a PIN. The phone must also be unlocked from sleep mode, which itself can be password-protected. And if someone does make off with the phone, the payment information is hidden in a &#8220;Secure Element,&#8221; which is separate from the phone&#8217;s memory and only accessible by trusted programs. Who Loses Their Phone Anymore? Maybe you&#8217;re worried that a phone-as-wallet is more susceptible to theft. I don&#8217;t know about you, but I guard my smartphone as vigilantly as my wallet, perhaps more. Sure, if my wallet gets swiped, it&#8217;s a major inconvenience, between cancelling credit cards, replacing my license and losing whatever cash was inside. But if my smartphone disappears, there&#8217;s already a huge monetary value attached. A new smartphone costs about $200, but it&#8217;s even more expensive to replace if you&#8217;re in the middle of a contract. You should already be keeping a close eye on your phone, even if it can&#8217;t make payments. Who Needs a Wallet, Anyway? The more things of value you carry around, the bigger the risk of losing something. I&#8217;d much rather consolidate everything into a smartphone, which I&#8217;m going to be carrying around no matter what, than a wallet, which increasingly looks like an antiquated idea. Of course, Google Wallet and its ilk will be a novelty for quite some time &#8212; it needs wide adoption among retailers and phone makers, and the wallet<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=84388&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/05/26/google-wallet-is-coming-dont-be-afraid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Smartphones</primary_category><primary_category_link>http://techland.time.com/category/gadgets/smartphones/</primary_category_link>
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			<media:title type="html">Jared Newman</media:title>
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		<title>How the New &#8216;Google Wallet&#8217; Mobile Payment System Works</title>
		<link>http://techland.time.com/2011/05/26/how-the-new-google-wallet-mobile-payment-system-works/</link>
		<comments>http://techland.time.com/2011/05/26/how-the-new-google-wallet-mobile-payment-system-works/#comments</comments>
		<pubDate>Thu, 26 May 2011 16:55:32 +0000</pubDate>
		<dc:creator>Doug Aamoth</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Sprint]]></category>
		<category><![CDATA[Google Wallet]]></category>
		<category><![CDATA[Mastercard]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">https://timenerdworld.wordpress.com/?p=84359</guid>
		<description><![CDATA[As rumored, Google has officially announced its new mobile payment system. The platform is called &#8220;Google Wallet&#8221; and is a joint venture between Google, MasterCard, Sprint and security company First Data. The system is currently available on just a single phone—the Nexus S 4G from Sprint—and works with MasterCard&#8217;s &#8220;PayPass&#8221; tap-to-pay kiosks in New York and San Francisco. &#8220;We are just getting started. This will take a while to come to fruition,&#8221; said a Google rep during a demonstration in New York today. How It Works Google Wallet will live as an app on the Nexus S smartphone. When you first launch the app, you&#8217;ll be asked to attach your Google Wallet to your Google account and then you&#8217;ll enter your credit card information. Initially, the system supports the Citi MasterCard and a Google debit card that can have funds added to it from any other credit card. When you add your Citi MasterCard, Citi verifies the card with First Data, which then &#8220;provisions&#8221; the card (gives it the okay) to be used by your phone. As for retail transactions, provided the store you&#8217;re shopping at has a PayPass-enabled terminal, you&#8217;ll be able to tap your phone against the terminal to have the money withdrawn from your account. Security On the software side, your phone will have to have its screen manually unlocked, the Google Wallet app will have to be opened, you&#8217;ll have to enter a PIN number and you&#8217;ll be able to set a spending limit. For instance, transactions over $100 can be verified with you via text messages or e-mails first. The credit card data itself is encrypted and your credit card number is never fully displayed on your phone&#8217;s screen. (See Also: Google Wallet Is Coming. Don&#8217;t Be Afraid.) On the hardware side, the near-field communications (NFC) chip used in the phone is the same type of smartcard chip used for passports and tap-to-pay credit cards. The chip will self-destruct if it&#8217;s physically tampered with, should someone attempt to crack open your phone and extract it.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=84359&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/05/26/how-the-new-google-wallet-mobile-payment-system-works/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Sprint</primary_category><primary_category_link>http://techland.time.com/category/companies-2/sprint/</primary_category_link>
		<media:content url="http://0.gravatar.com/avatar/9c8df542e0f7376bd2d58f707dbdff00?s=96&#38;d=http%3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D96&#38;r=G" medium="image">
			<media:title type="html">daamoth</media:title>
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			<media:title type="html">verify</media:title>
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		<title>Google Mobile Payments: Don&#8217;t Get Too Excited Yet</title>
		<link>http://techland.time.com/2011/05/25/google-mobile-payments-dont-get-too-excited-yet/</link>
		<comments>http://techland.time.com/2011/05/25/google-mobile-payments-dont-get-too-excited-yet/#comments</comments>
		<pubDate>Wed, 25 May 2011 16:30:10 +0000</pubDate>
		<dc:creator>Jared Newman</dc:creator>
				<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Sprint]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=84155</guid>
		<description><![CDATA[All bets are on Google launching a mobile payment platform with Sprint on Thursday, allowing people to pay for goods and services with their smartphones. The mobile payment concept, which relies on technology called near-field communications (NFC) embedded in smartphones, has a lot of potential. In the long haul, it may eventually replace the need for credit cards. But I wouldn&#8217;t get too excited about this rumored announcement just yet &#8212; assuming that is what Google will talk about at a press event in New York on Thursday. For starters, there&#8217;s only one Android phone on the U.S. market that supports NFC, Google&#8217;s Nexus S. To date, that phone is only available on Sprint and T-Mobile, the two smallest of the four major U.S. wireless carriers. Other phones will surely follow, but for now the potential base of Google mobile payment users is rather small. And if Google and Sprint come together to make an announcement on Thursday, that still leaves the countless retailers who will have to install NFC kiosks at their stores to accept mobile phone payments. Bloomberg&#8217;s rumor says nothing about which retailers, if any, will be involved. Finally, let&#8217;s not forget that we&#8217;re talking about Google here. This is a company that loves public betas and starting small. Android, for instance, launched in the U.S. with a single phone on a single carrier. It didn&#8217;t get huge until a couple years later. With NFC, Google started with a pilot program in Portland, Ore., and only with decals on store windows that people could scan for information. So here&#8217;s my best guess on what will happen this Thursday: Google and Sprint will announce their plans for mobile payments in New York, San Francisco, Los Angeles, Chicago and Washington, D.C., as rumored. They&#8217;ll show off the payment kiosks and demonstrate how the technology works. It&#8217;ll all be very impressive. But after that, it&#8217;ll be up to retailers to start installing kiosks in their stores and accepting smartphone payments for real. Meanwhile, Android phone makers will have to start<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=84155&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/05/25/google-mobile-payments-dont-get-too-excited-yet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Sprint</primary_category><primary_category_link>http://techland.time.com/category/companies-2/sprint/</primary_category_link>
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			<media:title type="html">Jared Newman</media:title>
		</media:content>
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		<title>Google to Partner with Sprint for Mobile Payments on Thursday?</title>
		<link>http://techland.time.com/2011/05/24/google-to-partner-with-sprint-for-mobile-payments-on-thursday/</link>
		<comments>http://techland.time.com/2011/05/24/google-to-partner-with-sprint-for-mobile-payments-on-thursday/#comments</comments>
		<pubDate>Tue, 24 May 2011 19:18:30 +0000</pubDate>
		<dc:creator>Doug Aamoth</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[Sprint]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">https://timenerdworld.wordpress.com/?p=84029</guid>
		<description><![CDATA[Bloomberg is reporting that Google and Sprint will be launching a contact-less payment system this Thursday based on near-field communication, or NFC, technology. Google&#8217;s Nexus S 4G handset that&#8217;s available from Sprint already has NFC technology built into it, so most of the heavy lifting needs to be done on the retail side with NFC-equipped point-of-sale terminals. Bloomberg contends that Google may roll out the new payment service in New York, San Francisco, Los Angeles, Chicago and Washington, D.C. at first, according to a few of its sources. Google&#8217;s certainly rolling something out in New York on Thursday, as I&#8217;ve been invited by Google to attend a &#8220;partner event to experience our latest innovations,&#8221; at noon. When I pressed Google&#8217;s PR rep to tell me—off the record—what the event was about to see if it&#8217;d be worth my while to travel all the way from Boston to attend, I was told—besides, &#8220;No.&#8221;—that, &#8220;It&#8217;s a fairly prominent announcement, for what it&#8217;s worth, although I&#8217;m sure you hear that daily.&#8221; And that—my friends—is a refreshing response from someone in PR. More on TIME.com: Contactless Cell Phone Payment System Goes Live in U.K. Microsoft Said to Offer Mobile Payment System Too Apple Prepping Pay-By-Phone Chip For New iPhone This Year?<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=84029&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/05/24/google-to-partner-with-sprint-for-mobile-payments-on-thursday/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Sprint</primary_category><primary_category_link>http://techland.time.com/category/companies-2/sprint/</primary_category_link>
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			<media:title type="html">daamoth</media:title>
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		<title>Contactless Cell Phone Payment System Goes Live in U.K.</title>
		<link>http://techland.time.com/2011/05/20/contactless-payment-system-goes-live-in-uk/</link>
		<comments>http://techland.time.com/2011/05/20/contactless-payment-system-goes-live-in-uk/#comments</comments>
		<pubDate>Fri, 20 May 2011 12:00:19 +0000</pubDate>
		<dc:creator>Giles Turnbull</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[UK]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=83306</guid>
		<description><![CDATA[The U.K.&#8217;s first cell phone contactless payment system went live today. The launch is the result of a co-operative effort by a lot of different companies. The network operator is Orange, the banking is coming from Barclaycard&#8216;s QuickTap, and the hardware is a cheap-and-cheerful Samsung Tocco Lite. QuickTap purchases are limited to a maximum of £15. Phones have to be topped up with cash credits in advance, a maximum of £100 at a time. Orange says this is &#8220;going to start a revolution&#8221;, and you&#8217;d expect them to be hyping up one of their own services. But in fairness, they&#8217;re probably right about this one: contactless payments are going to be huge. First though, they have to start out small. A limited number of retailers &#8211; mostly selling snack foods and hot drinks &#8211; have signed up to be early adopters, with compatible contactless payment points installed alongside their cash tills. But the idea and the technology are going to spread further, fast. Banks and retail companies love the idea of instant electronic transactions, reducing the need for all that tedious messing about with actual cash. Soon, they will be making special offers and discounts to customers with NFC devices, luring them away from cash as fast as possible. The day when using cash makes you feel old and out-of-date can&#8217;t be very off now. Our kids are going to feel about coins the same way we feel about cassette tapes.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=83306&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/05/20/contactless-payment-system-goes-live-in-uk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>News</primary_category><primary_category_link>http://techland.time.com/category/news/</primary_category_link>
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			<media:title type="html">gilest</media:title>
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		<title>Wireless Carriers Reportedly Kill &#8216;Isis&#8217; Pay-by-Phone Partnership</title>
		<link>http://techland.time.com/2011/05/04/wireless-carriers-reportedly-kill-isis-pay-by-phone-partnership/</link>
		<comments>http://techland.time.com/2011/05/04/wireless-carriers-reportedly-kill-isis-pay-by-phone-partnership/#comments</comments>
		<pubDate>Wed, 04 May 2011 18:30:35 +0000</pubDate>
		<dc:creator>Doug Aamoth</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[isis]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">https://timenerdworld.wordpress.com/?p=80462</guid>
		<description><![CDATA[It seems that Visa, MasterCard and American Express are safe… FOR NOW! Back in November, a fresh-faced youngster (yours truly) brought you news of a joint venture between AT&#38;T, T-Mobile and Verizon known as &#8220;Isis.&#8221; The idea was that these three mobile companies would offer pay-by-phone features using near-field communication (NFC) chips embedded in their handsets. Payments would be handled by—dun, dun, dunnnh!!!—Discover card terminals. Nobody asked Sprint to play along, either. Poor Sprint. It actually didn&#8217;t seem like an awful idea, given that the group had worked out how it was going to talk merchants into accepting these mobile payments. Merchants didn&#8217;t have to do a thing, provided they had one of Discover&#8217;s 7 million compatible terminals installed at their stores. But the Wall Street Journal is now reporting that apparently &#8220;many merchants were cool to the idea, since Discover is a small player that lacks the reach of Visa and MasterCard.&#8221; Instead of trying to handle phone payments on their own, the Isis group is now reportedly trying to talk Visa and MasterCard into coming on board as well. That means that the Isis system would now basically work in the background instead of actually handling transactions (and taking lucrative percentages of each payment). Says the Journal: &#8220;Now, the group has adopted the less ambitious goal of setting up a &#8216;mobile wallet&#8217; that can store and exchange the account information on a users&#8217; existing Visa, MasterCard or other card, people familiar with the matter said. The carriers are scrambling to find other ways to make money from the transactions.&#8221; Aside from Isis not being able to make as much money of its system now, it might actually be easier to pitch to consumers. Instead of paying for things through your cellular carrier, you&#8217;d still have your physical credit card and, if you wanted, you could link it to your cell phone to handle transactions. The actual exchange of money would happen just like it always has, though. More on TIME.com: AT&#38;T, T-Mobile and Verizon Want Phones to Replace<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=80462&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/05/04/wireless-carriers-reportedly-kill-isis-pay-by-phone-partnership/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	<primary_category>Smartphones</primary_category><primary_category_link>http://techland.time.com/category/gadgets/smartphones/</primary_category_link>
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			<media:title type="html">daamoth</media:title>
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		<title>Is This the Beginning of the End for QR?</title>
		<link>http://techland.time.com/2011/03/31/is-this-the-beginning-of-the-end-for-qr/</link>
		<comments>http://techland.time.com/2011/03/31/is-this-the-beginning-of-the-end-for-qr/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 21:14:50 +0000</pubDate>
		<dc:creator>Michelle Castillo</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=73970</guid>
		<description><![CDATA[QR, is already time to say goodbye? We hardly knew you! If Google’s recent actions are any indicator, then QR codes &#8212; those &#8220;Quick Read&#8221; matrix barcodes you see on websites, products, and posters &#8212; might be going the way of the dinosaur. Last week, all QR codes mysteriously vanished from the Google Places Dashboard. Must be a mistake, right? Nope. Apparently, removing the QR codes was all part of Google’s plan. “Users will no longer find unique QR codes in their Places accounts. We’re exploring new ways to enable customers to quickly and easily find information about local businesses from their mobile phones,” Google told Blumenthals. So, if they aren’t using QR, what will Google use instead? It seems that the company wants to test out Near Field Communications or NFC. Not only can NFC do what QR can, but the technology can also be used as a contactless card and transfer information from peer to peer. Instead of having to use your smartphone camera to read the QR barcode, persons with NFC-enabled devices just tap their phone against the target, and the information is transferred. Google believes so much in the NFC technology that they put a built-in NFC chip in their new Nexus, and have been testing the technology as a form of payment. According to the Wall Street Journal, Google is also working with MasterCard and Citygroup to put NFC technology in their Android smartphones &#8212; so you can soon simply wave your phone to pay for that latte. Of course, some credit cards already have a contactless chip embedded in the plastic, rendering the need to swipe your card useless. But few people are aware that their card has this technology, and since you have to pull your card out of your wallet anyway, it&#8217;s somewhat pointless. NFC-technology on our phones means we won&#8217;t have to carry around our wallets &#8212; as an added bonus, it&#8217;s actually harder to steal your personal information from this technology than from the magnetic strip on your card.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=73970&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/03/31/is-this-the-beginning-of-the-end-for-qr/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
	<primary_category>Apps &amp; Software</primary_category><primary_category_link>http://techland.time.com/category/apps-web/apps-software/</primary_category_link>
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			<media:title type="html">mishscastillo</media:title>
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		<title>Microsoft Said to Offer Mobile Payment System Too</title>
		<link>http://techland.time.com/2011/03/30/microsoft-said-to-offer-mobile-payment-system-too/</link>
		<comments>http://techland.time.com/2011/03/30/microsoft-said-to-offer-mobile-payment-system-too/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 12:00:24 +0000</pubDate>
		<dc:creator>Erica Ho</dc:creator>
				<category><![CDATA[Apps & Software]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Microsoft]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[NFC]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=73653</guid>
		<description><![CDATA[It’s clear that Microsoft doesn’t want to be left behind. Reports are saying that the company is jumping on the bandwagon, along with Google and Apple to develop a mobile payment system. According to Bloomberg sources, the first Windows 7 phones to sport the new devices would be released later this year. It’s an effort to close the gap between powerhouses Google and Apple. Google recently teamed up with Citigroup and MasterCard as part of a new mobile payment system that they are developing in conjunction with VeriFone. Google’s also already developed an enabled model, and is expected to bring the feature to upcoming handsets. They are also expected to release their system later this year. Likewise, not to be outdone, Apple’s next iteration of the iPhone is rumored to bring on technology as well. The iPhone 5 is expected to be launched sometime later this year. There’s been considerably less information concerning Apple’s plans, but it will be interesting to see if the company plans to something concrete in place by the time it is released. Both Apple, Google, and Microsoft plan to base their payment system off of the same technology. The phones will utilize “near field communication,” a contact-less technology that lets objects communicate with each other, as the basis. How each company plans to distinguish itself is unknown, but it might hinge on how widely available and accessible each system is. Whether we’ll see some sort of “loyalty” or “reward” program amongst participating retailers is a question that remains to be answered. Let the games begin. (via Bloomberg) More on TIME.com: Google Plans to Turn Your Android Phone into an Electronic Wallet iPhone 5 Rumors of the Day Use Your Phone to Pay for That Dress, Courtesy Google<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=73653&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/03/30/microsoft-said-to-offer-mobile-payment-system-too/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<primary_category>Microsoft</primary_category><primary_category_link>http://techland.time.com/category/companies-2/microsoft/</primary_category_link>
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			<media:title type="html">ericaho</media:title>
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		<title>Google Plans to Turn Your Android Phone into an Electronic Wallet</title>
		<link>http://techland.time.com/2011/03/28/google-plans-to-turn-your-android-phone-into-an-electronic-wallet/</link>
		<comments>http://techland.time.com/2011/03/28/google-plans-to-turn-your-android-phone-into-an-electronic-wallet/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 14:30:02 +0000</pubDate>
		<dc:creator>Erica Ho</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[android]]></category>
		<category><![CDATA[citigroup]]></category>
		<category><![CDATA[Mastercard]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[web]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=73134</guid>
		<description><![CDATA[In the future, you better not lose your Android phone. Google is teaming up with MasterCard and Citigroup to turn your Android phone into a portable wallet, allowing you to pay for purchases simply by waving your phone around. It would basically enable Citigroup credit and debit cardholders to pay for purchases easily using NFC technology. Instead of swiping a card, customers would just be able to wave their phone in front of a reader. Earlier this month, whispers were getting thrown around that Google may indeed be launching a mobile payment system. Well, I&#8217;ll be darned if that&#8217;s not a coincidence. The payment system is being developed for upcoming Android models; however, Google’s Nexus S has already been shown to come with an NFC chip. With Apple’s iPhone 5 also rumored to get similar technology, it could be an interesting shake-up in the upcoming future. In addition to the payment technology, Android users would also be able to manage credit-card accounts and track spending through their phone. Engadget says Google has already filed a patent that places the company, “…as a third-party broker who receives the shopping cart [information] of customers…” Google is expected to use the data culled to offer retailers more information, and, of course, better target ads and promotions toward phone users. Google, though despite its role, won’t be receiving a cut of any transaction fees. The Wall Street Journal reported that Wal-Mart representatives already begun preliminary talks with Google. The Journal also went on to say that the new Google system is expected to be released later this year. (via Wall Street Journal) More on TIME.com: iPhone 5 Rumors of the Day Use Your Phone to Pay for That Dress, Courtesy Google Google Shows Off Secret New Android Phone<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=73134&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/03/28/google-plans-to-turn-your-android-phone-into-an-electronic-wallet/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	<primary_category>Google</primary_category><primary_category_link>http://techland.time.com/category/companies-2/google/</primary_category_link>
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			<media:title type="html">ericaho</media:title>
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		<item>
		<title>Use Your Phone to Pay for That Dress, Courtesy Google</title>
		<link>http://techland.time.com/2011/03/15/use-your-phone-to-pay-for-that-dress-courtesy-google/</link>
		<comments>http://techland.time.com/2011/03/15/use-your-phone-to-pay-for-that-dress-courtesy-google/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 15:45:17 +0000</pubDate>
		<dc:creator>Matt Peckham</dc:creator>
				<category><![CDATA[Gadgets]]></category>
		<category><![CDATA[Gaming & Culture]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Smartphones]]></category>
		<category><![CDATA[android]]></category>
		<category><![CDATA[breaking]]></category>
		<category><![CDATA[NFC]]></category>
		<category><![CDATA[phones]]></category>
		<category><![CDATA[rumor patrol]]></category>

		<guid isPermaLink="false">http://techland.time.com/?p=70558</guid>
		<description><![CDATA[You&#8217;re wrapping up dinner at your favorite restaurant, but how do you reply to the maître d&#8217; who hands you the bill and asks &#8220;paper, plastic, or semiconductor&#8221;? With your phone, of course, and that&#8217;s just what Google&#8217;s hoping you&#8217;ll do when its new mobile payment service goes live sometime during the next four months, according to sources whispering to Bloomberg. While Google hasn&#8217;t announced the test publicly, word is the company plans to deploy thousands of high-tech checkout machines from VeriFone, known for its electronic payment products. Think &#8220;tap-to-pay&#8221; checkout for clothes, restaurants, toys&#8211;even concert tickets. All you&#8217;ll need is a phone capable of &#8220;near-field-communication,&#8221; a new wireless protocol that lets devices chat at distances of around 4 centimeters or less. Google&#8217;s already demonstrated NFC working in Gingerbread-flavored versions of its Android phones. Bloomberg&#8217;s tipsters say Google&#8217;s service could mix your financial info with everything from gift and loyalty cards to coupon subscriptions. Hello Star Trek then, except we&#8217;re talking the conceptual descendants of those fat little flip-top communicators in lieu of invisible credits tied to slender cards. Where&#8217;s Apple&#8217;s iPhone in all this? Apple&#8217;s reportedly eyeballing NFC technology in the iPhone 5, but don&#8217;t look for Google to reach across the aisle anytime soon. The company&#8217;s Android operating system would be the surefire beneficiary of a Google-driven mobile transaction system. In fact the will-they-or-won&#8217;t-they merchant support question heralds a whole new dimension in the ongoing mobile device smackdown. Add EBay&#8217;s PayPal to the party, which already lets you send payments by phone, as well as ISIS, a &#8220;mobile wallet&#8221; venture endorsed by Verizon and AT&#38;T, and you&#8217;re looking at the new &#8220;Visa or Mastercard?&#8221; wars of the twenty-first century. More on Time.com: Apple Prepping Pay-By-Phone Chip For New iPhone This Year? AT&#38;T, T-Mobile and Verizon Want Phones to Replace Credit Cards Smartphones To Replace Credit/Debit Cards? &#160;<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=techland.time.com&#038;blog=5290478&#038;post=70558&#038;subd=timenerdworld&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://techland.time.com/2011/03/15/use-your-phone-to-pay-for-that-dress-courtesy-google/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	<primary_category>Smartphones</primary_category><primary_category_link>http://techland.time.com/category/gadgets/smartphones/</primary_category_link>
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			<media:title type="html">mattpeckham</media:title>
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