This slick site for managing your money is a rival to the excellent Mint, which made TIME’s list in 2010. Like Mint, it summarizes your bank accounts, credit cards, mortgages and other financial details together in one place. But it emphasizes your long-term fiscal health over month-to-month spending, with tools such as a visual graph of your investment allocation and a 401(k)-fee analyzer. Personal Capital’s site is free; it makes money with an optional personal-adviser service that offers custom-tailored investment advice from a financial expert for a yearly fee.